Contractual setup (Bankaccount / CAMT)

This article explains how PostFinance can be configured for automated reconciliation with RaiseNow and what information is required to enable file delivery.

Overview

RaiseNow currently supports automated reconciliation with PostFinance.

To reconcile payments automatically, RaiseNow requires access to specific files provided through the PostFinance File Delivery Service (FDS).

The required file formats depend on the payment types you want to reconcile, such as:

• QR reference payments
• Direct debit payments
• Acquirer payouts

RaiseNow provides configuration templates to support the contractual and technical setup process.

How automated reconciliation works with PostFinance

To process reconciliation data automatically, PostFinance must deliver the required files to RaiseNow through the File Delivery Service (FDS).

The exact files and formats required depend on your reconciliation setup and the payment types involved.

Once configured, RaiseNow can use these files to:

• Match incoming payments
• Identify payout dates
• Reconcile transaction fees
• Update connected CRM and accounting systems

Before making changes

Before finalising any changes with PostFinance, we recommend reviewing the setup with your PostFinance consultant.

RaiseNow does not automatically receive updates when PostFinance changes its services or documentation.

Important limitation: One delivery channel per file format

PostFinance only supports a single delivery channel for each supported file format.

This means that when a file delivery is redirected to RaiseNow:

• The same file can no longer be delivered through another channel
• You may lose direct access to that file through PostFinance
• Other partners or systems may no longer receive the file

What RaiseNow can and cannot verify

RaiseNow can support the reconciliation setup process, but cannot verify:

• Your current PostFinance configuration
• Existing file delivery channels
• Third-party dependencies
• Internal accounting requirements
• Other external integrations connected to PostFinance

These checks must be completed by your organisation before changing the file delivery setup.

Recommended next steps

1. Review your reconciliation requirements.
2. Identify which payment types should be reconciled automatically.
3. Review the required PostFinance file formats.
4. Verify the setup with your PostFinance consultant.
5. Confirm that no other systems depend on the current file delivery channels.
6. Complete the PostFinance configuration and file delivery setup.